Culture · 08/13/2025

Chicago, the jewel of the Midwestern United States, is an important center for finance and culture, with a population of nearly 9.7 million. As the third-largest city in the U.S., Chicago attracts global attention due to its status as a transportation hub and its rich cultural resources, providing vast opportunities for students and professionals alike.

Taxation · 08/13/2025

The CP12 notice indicates that errors in your tax return have been corrected, which may lead to changes in your refund. Carefully read the notice to understand the implications and necessary actions. If you disagree with the changes, please contact the tax authority promptly. You can manage your tax records and payment status through your online account.

Insurance · 08/13/2025

The Affordable Care Act requires applicable large employers to offer basic health insurance that is considered "affordable" and provides "minimum value." Employers that do not meet these requirements will face liability payments. The calculation of fines for employers is complex, and businesses must diligently track the work hours of full-time employees and their insurance coverage status.

Taxation · 08/13/2025

The IRS and Free File Inc. announced the extension of their free online e-filing service agreement until 2015, aimed at continuing to provide taxpayers with convenient tax services while ensuring efficiency and transparency. The new agreement will reflect Free File Inc.'s non-profit status and plans to sign a new multi-year agreement in the future.

Finance · 07/21/2025

This article outlines the basic eligibility requirements for applying for Social Security Living Assistance in the United States, including aspects such as age, disability, income limits, and residency requirements. It also reminds applicants to pay attention to the document submission and economic status investigation processes to ensure a smooth acquisition of necessary living assistance, aimed at improving quality of life.

Lawyers · 07/25/2025

This report provides a detailed explanation on how to apply for refugee asylum in the United States, covering application requirements, processes, legal protections, and related services. It includes basic information about refugee status, the necessary criteria for applicants, and the rights and services available upon a successful application. Additionally, it emphasizes important considerations and preparations needed throughout the application process.

Lawyers · 07/25/2025

This article discusses the protections and support provided by the Violence Against Women Act (VAWA) for immigrants affected by domestic violence. VAWA allows victims to apply for legal status independently, without the abuser's assistance, ensuring their safety and rights. This helps victims to legally reside and work in the U.S., and become eligible for a green card and public benefits.

Taxation · 06/12/2025

The State Tax Bureau recently announced delays in processing some electronic tax payments, resulting in taxpayers receiving debt notices. It is advised to monitor your online account with the State Tax Bureau to confirm payment status without rushing to contact them. Relevant penalties will be automatically adjusted, and those who have not paid in full can set up a payment plan.

Taxation · 08/07/2025

A federal tax lien is a legal claim by the government against unpaid taxes. Understanding how it arises and how to lift it can help protect personal property. The best way to remove a lien is to pay the taxes in full. Other options include property release, priority status, and withdrawal notices. Timely tax management can effectively prevent lien issues.

Taxation · 07/23/2025

The federal transfer tax system includes statistical research on inheritance and gift taxes, providing detailed information on estates and gifts, including their components, deductions, tax liabilities, and beneficiary situations. This data not only aids in understanding the financial status of high-net-worth individuals but also highlights the inheritance tax filing of non-U.S. citizens, emphasizing the significance of estates and trusts in tax planning.

Loans · 07/18/2025

This article discusses the characteristics and influencing factors of personal loan terms in the United States, including loan types, purposes, borrower credit status, and financial institution policies. Personal consumer loans typically have shorter terms, while mortgage loans can extend up to 30 years. Borrowers with good credit usually qualify for longer loan terms. It is recommended to consult local financial institutions for specific loan conditions.

Education · 07/15/2025

This article provides a practical guide for course selection and withdrawal in American universities. It emphasizes understanding the required credit system and course registration timelines, assessing courses and professors, and distinguishing between Drop and Withdraw options. Students should pay attention to maintaining their status, be aware of withdrawal limitations, and communicate in advance to successfully navigate the challenges of course enrollment and withdrawal, ultimately enhancing

Education · 07/21/2025

Since March 2025, international students in the United States have faced the sudden termination of their SEVIS records, resulting in thousands of students unexpectedly losing their legal status without formal notification. This crisis has led to multiple issues, including the inability to register for courses, loss of internship eligibility, and visa revocation. The impact on students' academic progress and mental health has been severe, prompting widespread legal actions and social concern.

Loans · 07/17/2025

This article shares personal experiences and advice on obtaining a home loan while holding an F1 OPT status. It emphasizes the importance of carefully selecting loan types, institutions, and agents, while maintaining a good credit record and transparent source of funds. Additionally, defining property prices and rationally planning loan amounts can facilitate a smoother loan application process. It is hoped that these insights will help more international students successfully achieve their

Loans · 07/18/2025

International students face several challenges when applying for auto loans in the USA. However, by understanding the basic requirements, selecting suitable lenders, and preparing necessary documents, successfully obtaining a loan is entirely feasible. Key factors include having legal status, a good credit record, and stable income. Additionally, being aware of loan interest rates and repayment terms, along with making timely payments, can help international students achieve their dream of